Tips - Budgetting (2)

When you're making up a budget always round outgoing amounts UP to the nearest $10 and incoming amounts DOWN. Unless you have a lot of self discipline (and are in a really bad spot) budgetting to the exact cent will be impossible to maintain. As soon as a bill is 5cents more than expected your whole budget falls over. Rounding outgoings up and incomings down gives you a little bit of lee way.